.hero { position: relative; background: var(--navy); overflow: hidden }
.hero::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse 60% 55% at 12% 85%, rgba(43,129,255,.2), transparent 70%), radial-gradient(ellipse 45% 50% at 88% 15%, rgba(43,129,255,.14), transparent 65%), linear-gradient(155deg, rgba(255,208,22,.03), transparent 35%) }
.hero::after { content: ''; position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,.015) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.015) 1px, transparent 1px); background-size: 56px 56px }
.hero .wrap { position: relative; z-index: 2; padding-top: 32px; padding-bottom: 60px }
.hnav { display: flex; align-items: center; justify-content: space-between; margin-bottom: 48px }
.hlogo img { height: 27px; width: auto; filter: brightness(0) invert(1) }
.hdate { display: inline-flex; align-items: center; gap: 7px; background: rgba(43,129,255,.12); border: 1px solid rgba(43,129,255,.22); color: var(--blue-lt); font-size: 12px; font-weight: 700; padding: 7px 16px; border-radius: 5px; letter-spacing: .3px; margin-bottom: 14px; animation: pulse 2.8s ease-in-out infinite }
@keyframes pulse { 0%,100% { box-shadow: 0 0 0 0 rgba(43,129,255,.22) } 50% { box-shadow: 0 0 0 7px rgba(43,129,255,0) } }
.hgrid { display: grid; grid-template-columns: 1fr 380px; gap: 44px; align-items: center }
.htag { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 2.5px; color: var(--gold); margin-bottom: 14px }
.hero h1 { font-family: var(--serif); font-size: 42px; font-weight: 900; line-height: 1.15; color: var(--white); letter-spacing: -.5px; margin-bottom: 8px; white-space: normal }
.hacc { display: inline-block; background: linear-gradient(135deg, var(--blue), var(--blue-lt)); padding: 5px 16px; border-radius: 5px; font-family: var(--serif); font-size: 24px; font-weight: 800; color: var(--white); margin-top: 6px }
.hdesc { font-size: 16px; color: rgba(255,255,255,.55); line-height: 1.7; margin: 18px 0 24px; max-width: 500px }
.hoffer { background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.08); border-left: 3px solid var(--gold); border-radius: 8px; padding: 14px 18px; font-size: 14px; font-weight: 600; color: rgba(255,255,255,.8); margin-bottom: 24px; line-height: 1.55 }
.hchecks { list-style: none; margin-top: 28px; display: flex; flex-direction: column; gap: 10px }
.hchecks li { display: flex; align-items: flex-start; gap: 9px; font-size: 14px; color: rgba(255,255,255,.6); line-height: 1.5 }
.hchecks .d { flex-shrink: 0; width: 20px; height: 20px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 10px; font-weight: 700; margin-top: 2px }
.d-b { background: rgba(43,129,255,.18); color: var(--blue-lt) }
.d-o { background: rgba(255,114,22,.18); color: var(--orange) }
.himg { border-radius: var(--r2); overflow: hidden; box-shadow: 0 20px 56px rgba(0,0,0,.35), 0 0 0 1px rgba(255,255,255,.05) }
.himg img { width: 100%; display: block }

.problems { padding: 84px 0; background: var(--off) }
.rgrid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px }
.rcard { background: var(--white); border-radius: var(--r); padding: 26px; border: 1px solid var(--g100); transition: var(--ease); position: relative }
.rcard::before { content: ''; position: absolute; top: 14px; left: 0; width: 3px; height: 28px; background: var(--orange); border-radius: 0 3px 3px 0 }
.rcard:hover { border-color: var(--g200); box-shadow: 0 6px 20px rgba(0,0,0,.05); transform: translateY(-2px) }
.rcard .ic { font-size: 28px; margin-bottom: 12px }
.rcard h4 { font-size: 17px; font-weight: 600; color: var(--g600); margin-bottom: 8px; line-height: 1.45 }
.rcard .res { font-size: 16px; font-weight: 700; color: var(--orange) }

.trust { padding: 84px 0; background: var(--white) }
.tgrid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px }
.tcard { padding: 28px 22px; border-radius: var(--r); background: var(--off); border: 1px solid var(--g100); transition: var(--ease); text-align: center }
.tcard:hover { box-shadow: 0 6px 20px rgba(0,0,0,.05); transform: translateY(-2px) }
.tico { width: 48px; height: 48px; border-radius: 10px; background: linear-gradient(135deg, var(--blue), var(--blue-lt)); display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; font-size: 20px; box-shadow: 0 3px 10px rgba(43,129,255,.22) }
.tcard h4 { font-size: 20px; font-weight: 700; color: var(--g900); margin-bottom: 10px }
.tcard p { font-size: 17px; color: var(--g400); line-height: 1.6 }

.ba { padding: 84px 0; background: var(--navy); position: relative; overflow: hidden }
.ba::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse 55% 50% at 50% 100%, rgba(43,129,255,.08), transparent) }
.ba .wrap { position: relative; z-index: 1 }
.ba .stag { color: var(--gold) }
.ba .stag::before { background: var(--gold) }
.bagrid { display: grid; grid-template-columns: 1fr 44px 1fr; gap: 0; align-items: stretch; max-width: 840px; margin: 0 auto }
.baarr { display: flex; align-items: center; justify-content: center; font-size: 22px; color: var(--gold) }
.bacol { border-radius: var(--r); padding: 28px 24px }
.bab { background: rgba(255,255,255,.03); border: 1px solid rgba(255,255,255,.07) }
.baa { background: rgba(43,129,255,.07); border: 1px solid rgba(43,129,255,.18) }
.balab { font-size: 13px; font-weight: 800; text-transform: uppercase; letter-spacing: 2px; margin-bottom: 22px; padding-bottom: 12px; border-bottom: 2px solid }
.bab .balab { color: var(--orange); border-color: rgba(255,114,22,.25) }
.baa .balab { color: var(--gold); border-color: rgba(255,208,22,.25) }
.bai { display: flex; align-items: flex-start; gap: 9px; font-size: 17px; line-height: 1.5; color: rgba(255,255,255,.65); margin-bottom: 16px }
.bai:last-child { margin-bottom: 0 }
.bad { flex-shrink: 0; width: 22px; height: 22px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 11px; margin-top: 2px }
.bab .bad { background: rgba(255,114,22,.12); color: var(--orange) }
.baa .bad { background: rgba(255,208,22,.12); color: var(--gold) }

.prog { padding: 84px 0; background: var(--white) }
.plist { max-width: 700px; margin: 0 auto; list-style: none }
.pitem { display: flex; align-items: flex-start; gap: 16px; padding: 20px 0; border-bottom: 1px solid var(--g100) }
.pitem:last-child { border-bottom: none }
.pnum { flex-shrink: 0; width: 36px; height: 36px; background: var(--navy); color: var(--white); border-radius: 7px; display: flex; align-items: center; justify-content: center; font-size: 14px; font-weight: 800 }
.pitem p { font-size: 18px; line-height: 1.6 }
.pitem strong { font-weight: 700; color: var(--g900) }
.pbonus { max-width: 700px; margin: 24px auto 0; background: linear-gradient(135deg, rgba(43,129,255,.05), rgba(43,129,255,.015)); border: 1px solid rgba(43,129,255,.1); border-radius: var(--r); padding: 18px 22px; display: flex; align-items: flex-start; gap: 10px; font-size: 17px; font-weight: 600; color: var(--g600) }
.pmeta { display: flex; flex-wrap: wrap; gap: 24px; justify-content: center; max-width: 700px; margin: 20px auto 0 }
.pmeta span { font-size: 16px; font-weight: 600; color: var(--g400); display: flex; align-items: center; gap: 5px }

.aud { padding: 84px 0; background: var(--off) }
.agrid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px }
.acard { background: var(--white); border-radius: var(--r); padding: 28px 18px; text-align: center; border: 1px solid var(--g100); transition: var(--ease) }
.acard:hover { box-shadow: 0 6px 20px rgba(0,0,0,.05); transform: translateY(-2px) }
.aico { width: 52px; height: 52px; border-radius: 10px; background: var(--navy); color: var(--white); display: flex; align-items: center; justify-content: center; margin: 0 auto 14px; font-size: 22px }
.acard h4 { font-size: 19px; font-weight: 700; color: var(--g900); margin-bottom: 8px }
.acard p { font-size: 16px; color: var(--g400); line-height: 1.5 }

.spk { padding: 84px 0; background: var(--white) }
.sgrid { display: grid; grid-template-columns: 260px 1fr; gap: 40px; align-items: start; max-width: 820px; margin: 0 auto }
.sphw { position: relative }
.sph { width: 100%; border-radius: var(--r2); overflow: hidden; box-shadow: 0 12px 40px rgba(0,0,0,.1) }
.sph img { width: 100%; display: block }
.sbadge { position: absolute; bottom: -8px; right: -8px; background: var(--navy); color: var(--white); font-size: 13px; font-weight: 800; padding: 9px 14px; border-radius: 6px; box-shadow: 0 4px 14px rgba(11,22,40,.3) }
.sname { font-family: var(--serif); font-size: 30px; font-weight: 800; color: var(--g900); margin-bottom: 5px }
.srole { font-size: 17px; font-weight: 600; color: var(--blue); margin-bottom: 14px }
.sdesc { font-size: 17px; color: var(--g400); line-height: 1.7; margin-bottom: 22px }
.sptitle { font-size: 13px; font-weight: 800; text-transform: uppercase; letter-spacing: 2px; color: var(--g900); margin-bottom: 12px }
.splist { list-style: none; display: flex; flex-direction: column; gap: 9px }
.splist li { display: flex; align-items: flex-start; gap: 9px; font-size: 17px; color: var(--g600); line-height: 1.5 }
.splist li::before { content: ''; flex-shrink: 0; width: 5px; height: 5px; background: var(--blue); border-radius: 50%; margin-top: 7px }

.bon { padding: 84px 0; background: var(--navy); position: relative; overflow: hidden }
.bon::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse 45% 55% at 80% 5%, rgba(43,129,255,.1), transparent) }
.bon .wrap { position: relative; z-index: 1 }
.bon .stag { color: var(--gold) }
.bon .stag::before { background: var(--gold) }
.bgrid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px }
.bcard { background: rgba(255,255,255,.035); border: 1px solid rgba(255,255,255,.07); border-radius: var(--r); padding: 26px 22px; transition: var(--ease); position: relative; overflow: hidden }
.bcard::after { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 2px; background: linear-gradient(90deg, var(--gold), var(--blue)) }
.bcard:hover { border-color: rgba(255,255,255,.13); background: rgba(255,255,255,.055); transform: translateY(-2px) }
.bnum { font-size: 12px; font-weight: 800; color: var(--gold); letter-spacing: 2.5px; margin-bottom: 12px }
.bcard h4 { font-size: 18px; font-weight: 700; color: var(--white); margin-bottom: 10px; line-height: 1.35 }
.bcard p { font-size: 16px; color: rgba(255,255,255,.45); line-height: 1.6 }

.faq { padding: 84px 0; background: var(--off) }
.flist { max-width: 680px; margin: 0 auto }
.fitem { border-bottom: 1px solid var(--g100) }
.fq { width: 100%; background: none; border: none; padding: 22px 0; font-size: 18px; font-weight: 700; color: var(--g900); text-align: left; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 14px; transition: var(--ease) }
.fq:hover { color: var(--blue) }
.fic { flex-shrink: 0; width: 26px; height: 26px; border-radius: 5px; background: var(--g100); display: flex; align-items: center; justify-content: center; font-size: 12px; color: var(--g400); transition: var(--ease) }
.fitem.open .fic { background: var(--blue); color: var(--white); transform: rotate(180deg) }
.fa { max-height: 0; overflow: hidden; transition: max-height .35s ease }
.fitem.open .fa { max-height: 200px }
.fa p { padding-bottom: 22px; font-size: 17px; color: var(--g400); line-height: 1.7 }

.fcta { padding: 76px 0; background: linear-gradient(135deg, var(--navy) 0%, var(--navy3) 100%); text-align: center; position: relative; overflow: hidden }
.fcta::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse 35% 45% at 20% 80%, rgba(43,129,255,.12), transparent), radial-gradient(ellipse 35% 45% at 80% 20%, rgba(255,208,22,.05), transparent) }
.fcta .wrap { position: relative; z-index: 1 }
.furg { display: inline-flex; align-items: center; gap: 7px; background: rgba(255,114,22,.1); border: 1px solid rgba(255,114,22,.18); padding: 9px 20px; border-radius: 5px; font-size: 16px; font-weight: 700; color: var(--orange); margin-bottom: 20px }
.fch { font-family: var(--serif); font-size: 44px; font-weight: 800; color: var(--white); margin-bottom: 16px }
.fcd { font-size: 19px; color: rgba(255,255,255,.55); margin-bottom: 32px; max-width: 560px; margin-left: auto; margin-right: auto; line-height: 1.65 }
.fchecks { list-style: none; display: flex; flex-wrap: wrap; justify-content: center; gap: 8px 22px; margin-bottom: 32px }
.fchecks li { font-size: 17px; font-weight: 600; color: rgba(255,255,255,.75); display: flex; align-items: center; gap: 5px }
.fchecks li span { color: var(--gold) }
.fsm { font-size: 14px; color: rgba(255,255,255,.35); margin-top: 14px }

.foot { background: var(--g900); padding: 40px 0 24px; font-size: 13px; color: rgba(255,255,255,.35) }
.fgrid { display: flex; justify-content: space-between; align-items: flex-start; flex-wrap: wrap; gap: 24px; margin-bottom: 24px }
.flogo { height: 20px; filter: brightness(0) invert(1); opacity: .4; margin-bottom: 12px }
.fcontacts a { display: flex; align-items: center; gap: 6px; margin-bottom: 7px; color: rgba(255,255,255,.45); transition: var(--ease); font-size: 13px }
.fcontacts a:hover { color: var(--blue-lt) }
.fsocs { display: flex; gap: 7px }
.fsoc { width: 34px; height: 34px; border-radius: 7px; background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.07); display: flex; align-items: center; justify-content: center; font-size: 11px; font-weight: 700; color: rgba(255,255,255,.4); transition: var(--ease) }
.fsoc:hover { background: var(--blue); border-color: var(--blue); color: var(--white) }
.fbot { border-top: 1px solid rgba(255,255,255,.06); padding-top: 18px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px }
.fbot a { color: rgba(255,255,255,.35); transition: var(--ease) }
.fbot a:hover { color: var(--blue-lt) }